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$299,900
1 Day On Site

4491 SE 89TH STREET
OCALA, FL 34480

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
1,541
SqFt
$195
/SqFt
2023
Built
Subdivision:
SUMMERCREST
County:
Marion

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4491 SE 89TH STREET4491 SE 89TH STREET4491 SE 89TH STREET4491 SE 89TH STREET
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**BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!** **YES, YOU READ THAT RIGHT—QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss! Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential! Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces—perfect for entertaining! The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower. **NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for—SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting space to enjoy Florida living. **ATTENTION INVESTORS!** Looking for an opportunity to generate rental income? This newer home offers tremendous potential as a long-term rental investment, subject to applicable restrictions. Its modern construction, functional floor plan, spacious lot, and convenient location make it an attractive option for both homeowners and investors. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to Ocala and Belleview! **WHY WAIT? 100% USDA FINANCING! NO DOWN PAYMENT FOR QUALIFIED BUYERS! NEWER CONSTRUCTION! BRAND-NEW VINYL FENCE! HUGE LOT! INCOME-PRODUCING POTENTIAL!** Opportunities like this don't come along every day! **Schedule your private showing today and ask how you may qualify to purchase this home with ZERO DOWN PAYMENT!** *USDA financing subject to buyer income, credit, property eligibility, lender underwriting, and program requirements. Closing costs and other expenses may still apply.*

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Listing Snapshot
Price 
$299,900
Days On Site 
1 Day
Bedrooms 
3
Inside Area (SqFt) 
1,541 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.24 Acres
Year Built 
2023
MLS Number 
TB8566660
Status 
Active
Property Tax 
$3,487.24
HOA/Condo/Coop Fees 
$50 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
an hour agoListing updated with changes from the MLS
yesterdayListing first seen on site
General Features
Acres 
0.24
Attached Garage 
Yes
Direction Faces 
East
Foundation 
Slab
Garage 
Yes
Levels 
One
Number Of Stories 
1
Parking 
Attached
Pets 
Cats OKDogs OK
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
1888
Utilities 
Electricity ConnectedSewer ConnectedWater Connected
Water Source 
Public
Zoning 
PUD
Interior Features
Appliances 
DishwasherDisposalDryerRangeRange HoodRefrigeratorWasher
Cooling 
Central Air
Flooring 
CarpetCeramic Tile
Furnished 
Unfurnished
Heating 
Heat Pump
Laundry Features 
Laundry Room
Family Room 
Level - First
Kitchen 
Level - First
Master Bedroom 
Level - First
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Exterior Features
Construction Details 
BlockStucco
Roof 
Shingle
Community Features
Association Fee 
$150.0
Association Fee Frequency 
Quarterly
Community Features 
ClubhousePlaygroundPool
MLS Area 
34480 - Ocala
Township 
16S
Financing Terms Available 
AssumableCashConventionalFHAUSDA LoanVA Loan
Roads 
Asphalt
Schools
School District
Unknown
Elementary School
Legacy Elementary School
Middle School
Belleview Middle School
High School
Belleview High School
Listing courtesy of BRAINARD REALTY (305) 903-7593



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-11-14 07:21 PM EST

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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